Cooligy offers a comprehensive employee benefits package:

MEDICAL INSURANCE
Administered by Blue Cross, Cooligy offers two options:
--PPO (PREFERRED PROVIDER ORGANIZATION), $10 co-pay, 90/70 plan
--HMO (HEALTH MAINTENANCE ORGANZATION)

DENTAL INSURANCE
Under our plan, preventative dental care services are fully covered; basic services are covered at 80% after deductible; major services are covered at 50% after deductible, orthodontia services for children are covered at 50% with a $1500 lifetime maximum.

VISION CARE PLAN
This plan covers eye exams, lenses, and frames. In-network services offer increased benefits.

401(K) EMPLOYEE SAVINGS PLAN
Cooligy offers employees the opportunity to save and invest income on a before-tax basis through payroll deductions. You will be eligible to allocate your pre-tax contribution to 17 investment options. You may also roll-over monies from a previous 401(k) fund on a lump-sum basis.

In addition to the benefits mentioned above, Cooligy offers:

• Life and Accidental Death Dismemberment
• Short Term Disability Insurance
• Long Term Disability Insurance
• Flexible Spending Reimbursement account program (dependent and health care)
• Employee Assistance Program (EAP)
• Paid vacation based upon years of service
• Paid holidays
• IP/patent incentive program

The above benefit descriptions are intended to be a summary only. In all instances the provisions of the actual plan document will govern availability of benefits. This document does not represent a contract of employment and Cooligy reserves the right to alter, amend, modify or cancel any of the programs described above in whole or in part.